Home: owner builder construction loans, lending and financing

Owner Builder programs are designed for you to act as the General Contractor. People who are drawn to these programs generally enjoy working with their hands and building some sweat equity. As an Owner Builder, you assume the responsibility for the construction of your home. Here are a couple of program options we can offer you:
free personal loan assessment


Construction to Permanent (One Time Loan)

    • One loan
    • One set of fees
    • Full Income Documentation and Stated Income
    • Select your permanent loan program. Ie. 30 year fix, 15 year fix, ARMs, etc.
  • Owner occupied, spec, or 2nd homes
  • Up to 95% Loan to Value, depending on loan amount
  • Approvals in as little as 48 hours
  • 6, 9, 12, or 18 month construction terms
  • Loans up to $3,000,000

Construction Only

  • Credit scores ranging from 540 to perfect
  • No income or asset verifications
  • Subordinate financing acceptable
  • No Prepayment penalties
  • No seasoning or tracking of funds to close
  • No reserves requirements
  • Low fixed rates
  • No debt ratios calculated
  • New construction only

Call us today at 1-800-688-2494
to discuss these options and more or just fill out our
FREE ASSESSMENT form for a quick response

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