Have You Outgrown Your Home?

Plenty of homeowners feel the same way. Whether your family is growing, or you’re simply tired of outdated features like that lime green bathroom from the '80s, we can help you improve your living space without the hassle of moving.

How Can ConstructionLoans.com Help?

ConstructionLoans.com specializes in providing residential funding solutions. Our experienced lenders will assist you in exploring financing options tailored to your needs, making it easier than ever to fund your remodel or addition project.

Here’s how we can help:

  • Upgrade before selling: Enhance your home and maximize its selling value with updates.
  • Expand for your family: Create the comfortable space you need to accommodate a growing household.

We proudly offer services in San Diego, Orange County, Los Angeles, and across the United States, ensuring everyone can get the support they need.

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What Financing Options Are Available?

We offer three primary solutions to help bring your dream project to life:

  1. Home Equity Line of Credit (HELOC):
  • Perfect if you have equity in your home and a low first mortgage interest rate.
  • Works like a credit card, where you borrow only what you need and pay it back to free up your credit line.
  • Features a simpler and more cost-effective loan process compared to a construction loan.
  1. Cash-Out Refinance:
  • Best if your current mortgage interest rate is higher than today’s market rates.
  • Allows you to refinance your first mortgage at a lower rate while getting the funds needed for your remodel.
  1. Construction Loan:
  • Ideal if you lack enough equity in your home to fund renovations.
  • Combines your existing mortgage with the new loan, creating one account for flexibility during the construction process.
  • Includes the convenience of Construction to Permanent Loan options.

Why Choose ConstructionLoans.com?

With over 75 years of combined experience, we understand the unique challenges of home remodeling and construction projects. Our team of experts will walk you through every step of the process, making it as stress-free as possible.

No matter the location—from San Diego to Los Angeles, to clients nationwide—we’re here to ensure your financing aligns perfectly with your goals.

Take the First Step

Don’t wait to start creating a space you and your family can truly enjoy. Call us today at (800) 688-2494 to discuss your options and take the first step toward your dream home.